1. Why does India need a Green Bank?
    A. To fund traditional infrastructure projects
    B. To provide affordable loans for green projects and support local decarbonization
    C. To manage government budgets for climate change initiatives
    D. To replace traditional banks in all sectors of the economy
    Correct Answer: B. To provide affordable loans for green projects and support local decarbonization
    Explanation: India needs a Green Bank to make green financing more affordable by offering lower interest rates than commercial banks, while also focusing on local decarbonization efforts to meet climate goals.
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  2. Which of the following TPAPs collectively hold over 80% of UPI transactions in India?
    A. Paytm and Amazon Pay
    B. PhonePe and Google Pay
    C. HDFC Bank and ICICI Bank
    D. SBI and Axis Bank
    Correct Answer: B. PhonePe and Google Pay
    Explanation: PhonePe and Google Pay together account for over 80% of UPI transactions in India, making them the key players impacted by the transaction cap.
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  3. How long does the District Magistrate (DM) have to process an application for a transgender identity certificate?
    A. 7 days
    B. 30 days
    C. 45 days
    D. 60 days
    Correct Answer: B. 30 days
    Explanation: The District Magistrate (DM) is required to issue the transgender identity certificate and identity card within 30 days of receiving the application from the individual.
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  4. Which organization is leading the Mission ShakthiSAT?
    A. Space Kidz India
    B. ISRO
    C. IN-SPACe
    D. NASA
    Correct Answer: B. ISRO
    Explanation: ISRO (Indian Space Research Organisation) is the leading organization behind Mission ShakthiSAT, responsible for overseeing all technical and scientific aspects of the mission.
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  5. Who has been trained to effectively use the BAANKNET portal?
    A. Only bank executives
    B. Only investors
    C. PSB executives and Debt Recovery Tribunal (DRT) officers
    D. General public
    Correct Answer: C. PSB executives and Debt Recovery Tribunal (DRT) officers
    Explanation: The Department of Financial Services (DFS) has provided training to PSB executives and DRT officers to ensure effective usage of the BAANKNET portal for the e-auction process.
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  6. Which ethnic group predominantly inhabits the Hotan Prefecture?
    A. Tibetans
    B. Uyghur Muslims
    C. Han Chinese
    D. Mongols
    Correct Answer: B. Uyghur Muslims
    Explanation: The Hotan Prefecture is predominantly inhabited by Uyghur Muslims, who live in the oases between the Taklamakan Desert and Kunlun Mountains.
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  7. Who administers the Maintenance and Welfare of Parents and Senior Citizens (MWPSC) Act, 2007?
    A. Ministry of Health and Family Welfare
    B. Ministry of Social Justice and Empowerment
    C. Ministry of Law and Justice
    D. Ministry of Home Affairs
    Correct Answer: B. Ministry of Social Justice and Empowerment
    Explanation: The MWPSC Act, 2007 is administered by the Ministry of Social Justice and Empowerment, which is responsible for ensuring the welfare of senior citizens.
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  8. Which body is responsible for coordinating disaster management efforts in India?
    A. Ministry of Defence
    B. National Disaster Management Authority (NDMA)
    C. Centre for Joint Warfare Studies (CENJOWS)
    D. The Prime Minister’s Office
    Correct Answer: B. National Disaster Management Authority (NDMA)
    Explanation: NDMA, formed in 2006, is India’s apex statutory body for disaster management, responsible for coordinating disaster response and risk reduction efforts. It is chaired by the Prime Minister.
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  9. Which technology is used by YES-TECH for accurate yield estimation?
    A. Artificial Intelligence
    B. Remote Sensing
    C. Blockchain
    D. Machine Learning
    Correct Answer: B. Remote Sensing
    Explanation: YES-TECH uses remote sensing technology to estimate crop yields with a minimum 30% weightage from technology-based yield estimates, allowing for better insurance claim calculations.
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  10. What was the primary achievement of ISRO’s PSLV-C60 POEM-4 mission?
    A. Launching a satellite to Mars
    B. Germinating cowpea seeds in space and operating a space robotic arm
    C. Sending humans to the Moon
    D. Developing a new space rocket model
    Correct Answer: B. Germinating cowpea seeds in space and operating a space robotic arm
    Explanation: The primary achievement of the PSLV-C60 POEM-4 mission was the successful germination of cowpea seeds in space and the operation of India’s first space robotic arm, which are both crucial for advancing space technology and agricultural research.
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