Daily Current Affairs : 30-October-2024
The Prime Minister of India recently launched the Ayushman Vaya Vandana Card, which is an extension of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). This initiative is aimed at providing free healthcare to senior citizens aged 70 years and above, with a coverage of up to ₹5 lakh annually. It seeks to reduce the financial burden of healthcare for the elderly, ensuring they have access to essential medical treatments without worrying about costs.
Purpose and Scope of the Card
The primary goal of the Ayushman Vaya Vandana Card is to offer universal healthcare to senior citizens, especially those who may struggle with healthcare expenses due to their age or financial limitations. By offering an annual health cover of ₹5 lakh, the card ensures that older citizens can receive necessary medical treatments without any financial strain.
Key Features of the Ayushman Vaya Vandana Card
- Eligibility:
The card is available to all Indian citizens who are 70 years or older, irrespective of their income or economic status. - Coverage:
The card provides an annual health cover of ₹5 lakh per family. If multiple elderly individuals live in the same household, the coverage amount is shared among them. - Enrolment Process:
To enroll, eligible individuals must register through the PM-JAY portal or the Ayushman app. They will need to complete eKYC (electronic Know Your Customer) verification, even if they already have an existing Ayushman card. - Integration with Other Schemes:
Beneficiaries who are already part of other government health programs like CGHS (Central Government Health Scheme) or ECHS (Ex-Servicemen Contributory Health Scheme) can either retain their current coverage or switch to the benefits under Ayushman Bharat. - Support for Other Insurance Holders:
The card is also available for individuals who have coverage under the Employees State Insurance Corporation (ESIC) or those with private health insurance.
Important Points:
- Launch: Ayushman Vaya Vandana Card launched by the Prime Minister as an extension of Ayushman Bharat PM-JAY.
- Target Group: Provides healthcare for Indian citizens aged 70 years and above.
- Annual Coverage: Offers an annual health cover of ₹5 lakh per family.
- Eligibility: Available to all seniors aged 70+, regardless of income or economic status.
- Enrolment Process: Requires registration via the PM-JAY portal or Ayushman app, and mandatory eKYC completion.
- Coverage Sharing: If multiple elderly individuals live in the same household, the ₹5 lakh coverage is shared.
- Integration with Other Schemes: Beneficiaries can retain existing coverage under other government schemes like CGHS or ECHS.
- Support for Other Insurances: Also available for those covered by ESIC or private health insurance.
- Purpose: Aims to provide free, universal healthcare access to senior citizens, reducing financial healthcare burdens.
Why In News
The Prime Minister recently launched the Ayushman Vaya Vandana Card, expanding the reach of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), with a focus on providing free healthcare to senior citizens aged 70 and above, ensuring they have access to essential medical services without financial constraints.
MCQs about Ayushman Vaya Vandana Card
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Who is eligible for the Ayushman Vaya Vandana Card?
A. All citizens above 60 years
B. All citizens aged 70 years and above
C. Only low-income citizens
D. Only government employees
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How can individuals enroll for the Ayushman Vaya Vandana Card?
A. By visiting a government hospital
B. Through the PM-JAY portal or Ayushman app
C. By submitting an offline application at local offices
D. Via email registration
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Can beneficiaries of other government health schemes, such as CGHS or ECHS, also benefit from the Ayushman Vaya Vandana Card?
A. No, they must choose one scheme
B. Yes, but only if they do not have private insurance
C. Yes, they can retain their existing coverage or switch to Ayushman Bharat benefits
D. No, they are ineligible
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